Christmas Ransom
Author
B.J. Daniels
Reads
17.6K
Chapters
27
HarlequinChapter One
The whole desperate plan began simply as a last-ditch attempt to save his life. He never intended for anyone to get hurt. That day, not long after Thanksgiving, he walked into the bank full of hope. It was the first time heād ever asked for a loan. It was also the first time heād ever seen executive loan officer Carla Richmond.
When he tapped at her open doorway, she looked up from that big desk of hers. He thought she was too young and pretty with her big blue eyes and all that curly chestnut-brown hair to make the decision as to whether he lived or died.
She had a great smile as she got to her feet to offer him a seat.
He felt so out of place in her plush office that he stood in the doorway nervously kneading the brim of his worn baseball cap for a moment before stepping in. As he did, her blue-eyed gaze took in his ill-fitting clothing hanging on his rangy body, his bad haircut, his large, weathered hands.
He told himself that sheād already made up her mind before he even sat down. She didnāt give men like him a second lookālet alone money. Like his father always said, bankers never gave dough to poor people who actually needed it. They just helped their rich friends.
Right away Carla Richmond made him feel small with her questions about his employment record, what he had for collateral, why he needed the money and how he planned to repay it. Heād recently lost one crappy job and was in the process of starting another temporary one, and all he had to show for the years heād worked hard labor since high school was an old pickup and a pile of bills.
He took the forms she handed him and thanked her, knowing he wasnāt going to bother filling them in. On the way out of her office, he balled them up and dropped them in the trash. All the way to his pickup, he mentally kicked himself for being such a fool. What had he expected?
No one was going to give him money, even to save his lifeāespecially some woman in a suit behind a big desk in an air-conditioned office. It didnāt matter that she didnāt have a clue how desperate he really was. All sheād seen when sheād looked at him was a loser. To think that heād bought a new pair of jeans with the last of his cash and borrowed a too-large button-down shirt from a former coworker for this meeting.
After climbing into his truck, he sat for a moment, too scared and sick at heart to start the engine. The worst part was the thought of going home and telling Jesse. The way his luck was going, she would walk out on him. Not that he could blame her, since his gambling had gotten them into this mess.
He thought about blowing off work since his new job was only temporary anyway and going straight to the bar. Then he reminded himself that heād spent the last of his money on the jeans. He couldnāt even afford a beer. His own fault, he reminded himself. Heād only made things worse when heād gone to a loan shark for cash and then stupidly gambled the money, thinking he could make back what he owed and then some when he won. Heād been so sure his luck had changed for the better when heād met Jesse.
Last time the two thugs had come to collect the interest on the loan, theyād left him bleeding in the dirt outside his rented house. They would be back any day.
With a curse, he started the pickup. A cloud of exhaust blew out the back as he headed home to face Jesse with the bad news. Asking for a loan had been a long shot, but still he couldnāt help thinking about the disappointment heād see in her eyes when he told her. Theyād planned to go out tonight for an expensive dinner with the loan money to celebrate.
As he drove home, his humiliation began to fester like a sore that just wouldnāt heal. Had he known even then how this was going to end? Or was he still telling himself he was just a nice guy whoād made some mistakes, had some bad luck and gotten involved with the wrong people?