Picture of Innocence
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Jacqueline Baird
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CHAPTER ONE
LORENZO ZANELLI, owner of the centuries-old Zanelli Merchant Bank, originally bankers to Italian principalities and now a global concern, exited the elevator at his office suite on the top floor of the magnificent old building in the heart of Verona, a frown marring his broad brow.
His business lunch with Manuel Cervantes, the head of an Argentinean conglomerate whose family had been valued clients for years, had gone well, but Lorenzo was not a happy man… His secretary had called to warn him he was going to be late for his next appointment as his lunch had severely overrun—despite the fact that they had completed their business quite quickly.
As soon as work was out of the way Manuel had turned to a more personal topic: the necessity of giving up his career as a mountaineer and keen photographer to take over the running of the company after the death of his father five years ago and his subsequent marriage and two children. Then finally he had shown Lorenzo some shots he had belatedly got around to printing from his last trip to the Alps.
They were pictures taken at the main base camp on Manuel’s final expedition to Mont Blanc, and included by sheer chance a few shots of Lorenzo’s brother, Antonio, and Damien Steadman his friend, wearing bright red jackets and even brighter grins, just arriving as Manuel’s team were about to start their ascent.
The next morning Manuel’s team had been on the last stage of the climb to the summit when he had received news that his father had suffered a heart attack. He’d been airlifted off the mountain by helicopter, and his last shot was a view of the mountain as he was flown down to base camp for the dash back to Argentina to be at his father’s bedside. He had heard much later of Antonio’s tragic death, and had thought Lorenzo would like to have what were probably the last pictures of his brother. Lorenzo was grateful, but it brought back memories he had spent years trying to forget.
Lorenzo had been looking through the photos as he’d walked back to his offices, taking in the implications of the detail in the landscape shot Manuel had pointed out to him, when he’d literally bumped into an old friend, Olivia Paglia, which had delayed him even further.
His frown deepened as he saw the fair head of a woman seated in the reception area, obviously waiting for him. He had almost forgotten about Miss Steadman, and now was not the best time to deal with her…
‘Lucy Steadman?’ he queried, casting a dark glance her way. He remembered seeing her years ago when, on a business trip to London, he had called briefly at Antonio’s apartment to check in on his little brother. She had been a plump, plain-faced little schoolgirl in a baggy sweater, with long fair pigtails, who had been visiting her brother and was leaving as Lorenzo arrived. Her brother Damien had met Antonio at university in London, and they’d become firm friends and flatmates. A friendship that had ended tragically, and one he certainly did not need reminding of for a second time today…
‘Sorry for the delay, but it was unavoidable.’ She rose to her feet and he noted she had scarcely changed at all. Small—she barely reached his shoulder—with her hair scraped back in a knot on top of her head, her face free of make-up. The baggy sweater had been replaced with an equally voluminous black suit, with a long skirt that did her no favours at all. Slender ankles, he noted, and tiny feet, but the flat shoes she wore had definitely seen better days. She obviously cared little for her appearance—not a trait he admired in a woman.
Lucy Steadman looked up and up at the man standing in front of her. Antonio had told her once his brother was a lot older than him, and a staid, boring banker who did not know how to enjoy life, amongst other similarly harsh comments, and now she could see what he had meant…
Tall—well over six feet—he was dressed conservatively in a dark suit, a white shirt and plain dark tie. And expensively, she guessed. His broad shoulders were outlined superbly by the well-cut jacket, and she hastily lifted her gaze from where it had drifted down to his hips and thighs to fix on his face. The man was hard and unsmiling, but Antonio had missed one attribute that was immediately obvious to Lucy, even with her limited experience of men.
Lorenzo Zanelli was a truly arresting male, with a subtle aura of animal magnetism about him that any women past puberty could not fail to recognise. Given the severity of his clothes, surprisingly his thick black hair was longer than the current fashion and brushed the white collar of his shirt. The planes of his face were firmly etched, his heavy lidded eyes were brown, almost black, and deep-set beneath thick arched brows his nose large and definitely Roman and his mouth wide and tightly controlled.
‘You must be Lorenzo Zanelli,’ she said, and held out her hand.
‘Correct, Miss Steadman,’ he responded, and took her hand.
His clasp was firm and brief, but the sudden ripple of sensation that shot up the length of her arm affected Lucy well after he had dropped her hand, and she simply stared at him. She had the oddest notion he was familiar to her, yet she had no memory of ever having met him before, and he in no way resembled his brother.
He wasn’t handsome in the conventional sense, but his face was fascinating. There was strength in his bold features—a powerful character that was undeniable—and the subtle hint of sensuality about his mouth intrigued her. Her gaze lingered on the perfectly chiselled lips, the bottom fuller than the top, and she found herself imagining what his kiss would taste like…sensuous and beguiling. A tiny shudder vibrated through her body and, shocked by her physical response to an uncharacteristic flight of fantasy, she swiftly raised her eyes and ignored her strange reaction to a man she had every reason to dislike.
Lucy excused her totally unprecedented lapse with the wry thought that Lorenzo Zanelli was the sort of man to make anyone look twice. In fact she would like to paint a portrait of him, she mused, slipping back in to her professional comfort zone.
‘Miss Steadman, I know why you are here.’
His deep, slightly accented voice cut into her reverie, and she blinked just in time to see his dark eyes flick disdainfully over her. She felt the colour rise in her cheeks with embarrassment at having been caught staring. ‘You do?’ she murmured inanely. Of course he did—she had written to him…
Her original reason for this trip to Italy was to personally deliver a portrait she had painted of an Italian countess’s recently departed husband. The lady had commissioned the painting after walking into Lucy’s art and craft gallery with the friend she’d been visiting in England. Lucy had received via the post dozens of photographs of the man, and she had been thrilled that her work was finally going to get some recognition beyond the local scene.
Not that she was seeking fame—realistically, in today’s world where a pickled sheep or an unmade-bed made millions—she knew she was never going to get it, but it was nice to feel appreciated for what she did excel at. She had a natural gift for catching the likeness and character of any subject, be it a stuffed dog—her first ever commission!—or a person. Her paintings in oils—full-figure or portrait, large canvas or miniature—were good, even if she did say so herself…
She had confirmed her trip to Verona with the Countess when she had finally managed to get an appointment with Signor Zanelli. After a phone call that had got her nowhere she had written to the Zanelli Bank, asking for its support in staving off the forced buy-out of Steadman Industrial Plastics by Richard Johnson, one of the largest shareholders in her family’s firm. She had received a short letter back from some manager, stating that the bank did not discuss its policy on individual investments.
She had very reluctantly, as a last resort, written another letter and marked it ‘Personal and Private’, addressing it to Lorenzo Zanelli himself. From all she had heard about the man she had formed the opinion he was a typical super-rich alpha male, totally insensitive to other people and with the arrogant conviction that he was always right. He never changed his mind, not even when a formal inquest said otherwise, and she disliked him intensely…
Lorenzo Zanelli had been horrible to Damien after the inquest into the mountaineering accident that had caused Antonio’s death, accosting him outside the courthouse and telling him coldly that while legally he might have been found innocent of any fault as far as he was concerned Damien was as guilty as hell, and might as well have cut Antonio’s throat instead of the rope. Her brother, devastated by the loss of his friend, had felt badly enough as it was. Lorenzo Zanelli had made him feel a hundred times worse and he had never really recovered.
As far as Lucy was aware there had been no contact between the two families since, and it had come as a shock to her to discover after Damien’s death the Zanelli bank was a third silent partner in her family firm. Lorenzo Zanelli was the last man she wanted to ask for a favour but she had no choice. Trying to be positive, she’d told herself maybe she was wrong about Lorenzo—maybe it had been his grief at losing his brother that had made him say horrible things to Damien, and with the passage of time he would have a much more balanced view.
So Lucy had swallowed her pride and written to him, blatantly mentioning her family’s friendship with his brother Antonio. She had informed him she was visiting Verona for a day or two, and had almost begged for a few minutes of the man’s time before finally being granted an appointment today.
The continuation of Steadman Industrial Plastics as a family firm was dependent on Lucy persuading Zanelli to agree with her point of view. Not that she had any family left, but to the residents of the small town of Dessington in Norfolk, where she’d been born and had grown up, Steadman’s was the main employer, and even though she had not lived there since graduating from college she did still visit occasionally, and she did have a social conscience—which she knew Richard Johnson did not.
She was pinning her hopes on Signor Zanelli. But now, after what she had heard about him and being faced with the man in person, she was having serious doubts.
She had arrived in Verona at ten this morning—well, not exactly in Verona. The budget airline she had travelled with had landed at an a airport almost two hours away. She’d just had time to book into her hotel and get here on time, and her flight back was tomorrow evening at eight. On her arrival at his office the great man’s secretary had taken her name, made a phone call, and then told her in perfect English that Signor Zanelli was going to be delayed. She had asked her if she would like to reschedule the appointment and, flicking through a diary, had suggested three days’ time.
Lucy had countered with a request for the next morning, sacrificing her plan to explore the town and the famed arena. Her appointment with the Contessa was in the afternoon. The secretary had told her it was not possible, but she could wait if she liked. She had had no choice but to agree.
‘Miss Steadman?’
He repeated her name and, startled out of her wandering thoughts, she glanced up at him, green eyes clashing with brown. The arch look he gave her was all male arrogance.
‘You’re a determined little thing, I’ll give you that,’ he drawled and, turning to his secretary, said something in Italian that sounded like ‘ten minutes—then call’ before throwing over his shoulder, ‘Come, Miss Steadman. This will not take much time.’
Lucy bit back the response that sprang to mind. It had already taken a heck of a lot of her time. Pausing for a moment, she tried to smooth the creased black linen skirt she wore—a pointless exercise—and watched the broad back of the man as he disappeared into his inner sanctum, the door swinging closed behind him. He might be strikingly attractive, but he was certainly no gentleman, and her nerves tightened a notch.
‘You’d better go in now,’ the secretary said. ‘Signor Zanelli does not like to be kept waiting.’
Given how long she had been waiting—her appointment had been for two and it was now after three— Zanelli had some nerve, she thought, her temper rising. Dismissing the odd effect he had on her own nerve, she squared her shoulders and, taking a few deep breaths, walked across the room and into the man’s office.
He was standing behind a large antique desk, talking rapidly into a telephone which he put down when he saw her.
‘Take a seat.’ He indicated a chair in front of the desk as he sank into a big black leather one behind it. ‘Then say what you have to say, and make it quick—my time is valuable.’
He had not waited for her to sit down. In fact he was well on the way to being the rudest man she had ever met, and she had been right to dislike him sight unseen, Lucy decided, her green eyes sparking angrily.
She said without thinking, ‘I can’t believe you are Antonio’s brother.’
Antonio had been handsome and lovable, and her brother Damien’s best friend at university. Lucy had been fourteen when her brother had brought Antonio home the first time for the mid-term break, and she had developed a terrific crush on the young Italian—so besotted she had actually started taking Italian language lessons at school. Antonio, only four years older, but a decade older in experience, had not taken advantage—quite the opposite. He had treated her as a friend and had not made her feel foolish at all. Unlike this hard-faced man, looking at her across the wide expanse of the desk with cold eyes and without a tender bone in his body, she was sure.
‘You are nothing like him. You look nothing like him.’
Lorenzo was surprised. Lucy Steadman had spirit. Her face had flushed with colour, highlighting the delicate bone structure. She wasn’t plain as he had thought, but she was angry. His mouth tightened. He did not want to fight with her, he simply wanted her out of his sight as quickly as possible—before his anger got the better of him and he told her in return exactly what he thought of her brother…
‘You are right. My younger brother was the beautiful one, both inside and out, whereas I—so Antonio used to tell me—am a serious, hard-headed banker with ice in his veins who should lighten up and enjoy life. Not that it did Antonio much good,’ he said starkly.
For a moment Lucy thought she saw pain shadow his eyes as he spoke. She had been tactless, letting her dislike of the man show, and politely offered her sympathy. ‘I am sorry…so sorry,’ she murmured, as the memory of the tragic accident that had killed his brother and which she felt had been instrumental in the death of hers filled her mind. ‘I understand how you feel,’ she said, and began telling him about her brother.
‘Damien never really got over losing his best friend.’ She did not add thanks in part to you, but she thought it. ‘He was never well afterwards. I was finishing my second year at college and tried to help, but it was no good in the end,’ she admitted. ‘Though he did begin working with my father in the business his heart wasn’t in it. Then, when my father died the following year, it was another blow to him. With my father gone Damien could not manage everything, so he decided to hire a manager to oversee the running of the business and within a year everything seemed to be getting better. Then last year Damien went on holiday to Thailand and died there.’ He had recklessly stopped taking his medication, and it still hurt Lucy to think of him. ‘So I really do know how you feel.’
Lorenzo doubted that Lucy Steadman had an inkling of his real feelings, and he wasn’t about to tell her. ‘I’m sorry for your loss,’ he said coolly. ‘But now can we get down to business—the proposed sale of Steadman’s, I believe?’
Lucy had almost forgotten the reason she was there as images of the past and this man filled her mind. Suddenly it hit her that she had not made a very good start, and the speech she had prepared had gone clean out of her head.
‘Yes—no. Not a sale—I mean, let me explain…’
One devilish brow arched sardonically in her direction. ‘I will give you five minutes,’ he said, and looked pointedly at his wristwatch.
He had fine black hairs on his wrist, she noted, and shook her head. What was she thinking…? Concentrate, she told herself.
‘When my father died, in accordance with his will Damien inherited the family home in Dessington and seventy-five percent of the business. I had the other twenty-five and the holiday house in Cornwall. My father was not big on equality of the sexes.’
‘I don’t need your opinions—just facts.’ Though he knew most of them. The manager in charge of the bank’s small investments had kept him informed of any development at Steadman’s over the years, but common courtesy decreed he listen to her. But now he realised the reason for the woman’s unvarnished looks and clothes. Lorenzo was all for equality of the sexes, and made a point of employing and promoting intelligent women in his organisation, but he had no time for a latter-day women’s libber who thought the world owed her a living without her having the requisite skills to earn one, and his patience was fast running out.
Lucy took a deep breath. ‘After Damien died I inherited all that was left… Manufacturing plastics is not my thing, so I was quite happy to leave the running of the place to the manager while the lawyer dealt with probate. Unfortunately it was only when the lawyer finalised everything a couple of months ago, and called me in to explain my inheritance, that I discovered my father—with Damien’s agreement—had seven years earlier made Antonio a partner in the business by selling him forty percent of the firm. I was still at boarding school at the time, and knew nothing about it, but apparently it was agreed between them all that Damien and Antonio were going to be partners in the business and run it between them when my father retired. Unfortunately Antonio died, so it was never to be.’ She sighed, and then chewed nervously on her bottom lip. This was the hard part.
She raised a hand and counted off the fingers of the other hand to help her concentrate. ‘So, after my father died I did not actually inherit twenty-five percent of the business.’ She counted off a second finger. ‘It was twenty-five percent of what was only sixty percent.’ She counted a third finger. ‘So that was twenty…no, wait…fift—’
‘Basta! Enough.’
Lucy raised her head, her green eyes clashing with his ‘You’ve put me off now,’ she declared, waving her hands out wide.
‘I’m a banker—I can do the maths. A word of advice—never go into business.’ And she could have sworn she saw a hint of amusement in his dark eyes before the shutters came down and his hard, expressionless gaze fixed on her.
‘Your time has run out, so I will put you out of your misery. Your brother—who was obviously quite keen on partners,’ he said, with a hint of sarcasm in his tone, ‘took on another partner eighteen months ago, selling fifteen percent of his share to Richard Johnson, who as it turns out is a property developer. Now your brother has died he wants to buy out the other two partners, demolish the factory and build a block of apartments on the land. You are six percent short of a majority on your own, and you want my bank, which now controls Antonio’s investment, to side with you to stop the development.’
In that moment Lorenzo, who had been ambivalent over what action to take—a rare occurrence for him—made up his mind. He had toyed with the idea of supporting Miss Steadman—the monetary aspect was next to nothing to the bank, and it also meant he could avoid discussing with his mother a subject that would reignite the pain of her losing Antonio.
He was intensely protective of his mother—had been since his father’s death, and even more so since the death of Antonio. She was a tender-hearted, compassionate woman, who had accepted the inquest result as gospel, and he had taken immense care to ensure she never found out about his confrontation outside the courthouse with Damien. He had paid off the reporter who had caught the declaration of his true view on the case.
But Lucy Steadman was not a good investment. She had been quite happy to let her father and brother keep her in comfort while spouting off about equality of the sexes, and frankly, after what he had learnt earlier today, any thought of assisting a Steadman in any way was anathema to him.
‘Yes, that is exactly right—otherwise the factory will close and a lot of people will lose their jobs. That would be a devastating blow to Dessington, the town I grew up in, and I can’t let that happen.’
‘You have little choice. The factory just about breaks even, but makes very little profit for its partners and consequently is of no interest to this bank. We will be selling to Mr Johnson, who is offering a good return on our original investment.’ He could not resist turning the screw a little. ‘Bottom line—unless you can come up with a higher figure than that currently on offer to buy out my bank’s interest in the next couple of weeks the sale will go through.’
‘But I can’t—I only have my shares.’
‘And two houses, apparently. You could possibly raise money on those with your bank.’
‘No—just one and a half. Damien mortgaged his,’ Lucy murmured to herself. That was something else she had not known.
‘Somehow that does not surprise me,’ he drawled cynically and, rising to his feet, walked around the desk to stop in front of her. ‘Take my advice, Miss Steadman, and sell out. As you said yourself, you have no interest in plastics, and neither does this bank.’
She glanced up the long, lithe length of him, her green eyes clashing with hard black.
‘How old are you? Twenty—twenty-one?’ he asked.
‘Twenty-four,’ she snapped. At five feet two and with youthful appearance, it had been the bane of her life at college, when she’d continually been asked for proof of her age. Even now she still had to carry identification if she wanted to enter licensed premises.
‘Twenty-four is still young. Do as your brother did and have fun. Allow me to show you out.’
Throw her out, more like, Lucy thought, and panicked. ‘Is that it?’ She leapt to her feet and grasped his arm as he turned towards the door. ‘No discussion? At the very least give me more time to try and raise the money. I’ll do anything I can to save the factory.’
Lorenzo looked down into her eyes. They were an amazing green, he realised, big and pleading. He lost his train of thought for a moment…
He could do without Lucy Steadman and her persistence. He had known of her initial call to the bank, and that she had been sent the bank’s standard response. When he’d received her personal letter informing him she was visiting Verona he had told his secretary to arrange a meeting for two reasons. Firstly out of respect for his mother’s feelings, because she was the one who had given Antonio the money to buy his share in Steadman’s in the first place, without Lorenzo or the bank’s knowledge, and it seemed she had a sentimental attachment to the investment.
It had only been after Antonio’s death and the inquest, when Lorenzo had got around to dealing with his brother’s personal estate, that he’d actually discovered his brother was a partner in Steadman’s. He had queried his mother about the investment because the transaction had not been made through the Zanelli Bank but the Bank of Rome, and had suggested she sell. Her reply had astounded him.
Her own mother’s advice when she’d married had been to always keep a separate account that one’s husband knew nothing about, as it gave a wife a sense of independence. Obviously her account could not be at the Zanelli Bank, hence it was at the Bank of Rome. As for selling, she hadn’t been sure—because it still gave her great comfort to know that Antonio had not been the lightweight people had thought, but had made plans for the future and intended being a successful businessman in his own right.
Lorenzo didn’t agree. On finishing university Antonio and Damien had taken a gap year together, to travel around the world. That had spread into a second year, until their last mountaineering escapade that had seen Antonio dead at twenty-three. He doubted if either of them would have settled down to run a plastics factory… But he hadn’t argued with his mother, and she had agreed to his suggestion that he buy the investment from her and bring it under the control of the Zanelli Bank.
The other reason he had agreed to meet Lucy Steadman was in memory of his brother. Because if he was honest he felt guilty. He had been so involved with work and his own business affairs that he had not paid as much attention to Antonio as he should have done. He had loved his brother from the moment he was born, but Antonio had been only eight when Lorenzo had left home for university, and holidays aside he had never returned, going straight to America after graduating. When he did return on the death of his father, to take over the bank, Antonio had been a happy-go-lucky teenager with his own group of friends. At eighteen he’d gone to live in London, so they’d never spent much time together as adults. But he remembered Antonio had mentioned Lucy a few times and had thought her a delightful child. So, although he despised her brother, he had agreed to see her. But after what he had learned over lunch today any fleeting compassion for a member of the Steadman family was non-existent.
Suddenly the frustration that had simmered inside him since speaking with Manuel exploded inside him, and the woman hanging on to his arm was the last straw. Abruptly he hauled her against him, covered her softly pleading lips, and kissed her with all the angry frustrated feelings riding him.
Lucy did not know what had hit her. Suddenly she was held against a hard body, and his mouth slammed down on hers. For a moment she froze in shock. Then she became aware of the movement of his firm lips, the subtle male scent of him, and excitement sizzled though her heating her blood and melting her bones. She had been kissed before, but never like this. He fascinated, thrilled and overwhelmed her every sense. When he abruptly thrust her away she was stunned by the immediacy of her response, and stood in a daze simply staring at him.
Lorenzo never lost control and was shocked by what he had done—even more shocked by the sudden tightening in his groin. He looked down at the poorly dressed girl gazing at him and noticed the telltale darkening of the pupils in her big green eyes, the flush in her cheeks, the pulse that beat frantically in her throat. He realised she was his for the taking. He also realised he had definitely been too long without a woman to actually consider seducing this one.
‘No, there is nothing you can do to make me change my mind. You are not my type,’ he said, more harshly than was warranted.
Lucy blinked, snapping out of the sexual fog that held her immobile, and really looked at him. She saw the hard, cynical smile and realised he had actually thought she was offering him her body. Having kissed her, he wasn’t impressed, and humiliation laced with a rising anger flooded through her.
‘To be brutally frank, Miss Steadman, neither I nor the bank have any wish to continue doing business with a Steadman. You have wasted your time coming to Verona and I suggest you take the next flight out. Is that clear enough for you?’
Lucy saw the determination in his cold black eyes and knew he meant every word. She had the fleeting notion this was personal, and yet he didn’t know her. But then again she’d disliked him without knowing him. Antonio had told her his brother was known as a brilliant financier and ruthless at negotiating with a hint of pride in his tone.
He’d been absolutely right, but she doubted he would have been proud of his brother had he lived to see this day. Antonio had been a gentle soul, whereas the man before her did not have one…
‘Perfectly,’ she said flatly.
Lucy was an artist, but she was also a realist. Her mother had died when she was twelve, and her father had never recovered from the loss of the love of his life. And then her brother last November. Lucy had learnt the hard way there was no point fighting against fate.
She stepped back, straightened her shoulders and, willing her legs to support her, walked past Lorenzo to the door and opened it. She turned and let her gaze sweep over him from head to toe. Big, dark and as immovable as a rock, she thought, and had to accept that short of a miracle she had little to no chance of saving Steadman Industrial Plastics.
‘I can’t say it was a pleasure meeting you, but just so you know I am in town for another day. You never know—you might change your mind.’ She said it simply to goad the man—he was such a superior devil he needed someone to deflate his ego.
‘Not this particular part of town. Security will have strict instructions not to allow you access. I want nothing to do with your business or you. Plump, brainless, badly dressed and mousy women have no appeal to me.’
‘You really are the arrogant, opinionated, ruthless bastard Antonio said you were.’ She shook her head in disgust, and left.
